(4.5 / 5)1632+ Ratings

American Collectors Reviews

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Overall Rating

4.5
25 Reviews
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About American Collectors

AmericanCollectors.com is a platform that offers insurance services for various collectibles. They specialize in providing Classic & Collector Cars Insurance, Custom Cars & Hotrods Insurance, Exotic & Collector Imports Insurance, and Collector Trucks & SUVs Insurance. They also cater to a wide variety of collectibles and collector’s items, including Agreed Value auto insurance tailored for collector vehicles, classic cars, vintage automobiles, antique trucks, and even timeless classic motorcycles. They offer Affordable Rates with savings of up to 40% compared to Regular Auto Insurance. They provide Tailored Coverage with Agreed Value to protect your classic car for what it’s worth. They also offer a “Repair Shop of Choice” claims service. They have been ranked as the #1 Insurance Company and Auto Insurance Agency on Trustpilot as of August 2023. They guarantee Live Support where you can call, email, or chat with experienced Collector Insurance Specialists. They also offer online resources to help you estimate your collector car’s current value through their Online Valuation Tools. They have earned a reputation for in-depth knowledge of collector cars and other collectibles, offering broad coverage, agreed value, inflation guard protection, and unmatched personal service.

American Collectors Pros & Cons

Pros of American Collectors Insurance:

  • Comprehensive Coverage: Insures a wide range of collector vehicles, including antique and classic cars, trucks, motorcycles, and other valuable collectibles.
  • Agreed Value Coverage: Offers agreed value coverage on all policies, ensuring the vehicle's value is protected as agreed upon by the policyholder and the insurer.
  • Flexible Mileage Plans: Provides various mileage plans to suit different driving needs.
  • Customer Service: Known for knowledgeable and professional customer service representatives who are helpful and courteous.
  • Discounts: Offers several discounts, including high-value vehicle, multi-vehicle, mature driver, garage security, and added safety features discounts.
  • Community Support: Provides an online community for collectors, offering helpful blogs, news articles, buyer’s guides, and more.
  • Quick Claims Process: Claims can be made online, and the process is often straightforward and efficient.
  • Additional Coverages: Includes valuable additional coverages such as newly acquired vehicle coverage, evacuation expense coverage, towing/roadside assistance options, and inflation guard.

Cons of American Collectors Insurance:

  • Not BBB-Accredited: Although it has an A+ rating from the BBB, it is not accredited by the Better Business Bureau.
  • Limited Information on Discounts: The company does not make specific information about its discounts or reward programs readily available.
  • Parent Company’s Rating: The parent company, Assurant, Inc., has an A- (Excellent) rating from AM Best, but American Collectors Insurance itself is not rated by AM Best.

Overall Rating: American Collectors Insurance is highly rated by customers for its comprehensive coverage, flexible policies, and excellent customer service. While it has some drawbacks, such as not being BBB-accredited, it remains a top choice for collector vehicle insurance.

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American Collectors Customer Reviews (25)

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Oct 18, 2023
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American Collectors Customer’s Q&A

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American Collectors Features and Benefits

American Collectors Insurance offers a range of features and benefits tailored to the needs of collectors:

  • Agreed Value Coverage: In the event of a total loss, policyholders are paid the full Agreed Value (less any applicable deductible) without any further deduction for depreciation.
  • C.A.R.E. Plans: These provide protection for towing and transporting classic vehicles.
  • Inflation Guard: This increases the Agreed Value to a maximum of 6% (in approved states). It also includes $500 of Spare Parts Coverage at no additional cost.
  • Choose Your Repair Shop of Choice: This allows policyholders to select the repair shop they prefer, enhancing accessibility and control over repairs.
  • Tailored Policies: The company offers an experience tailored to collectors. Experts ensure unique needs are met, explaining the benefits of Agreed Value protection that goes beyond market value.
  • Community: It’s more than just coverage – it’s a vibrant community for collectors to unite and share their passion. Join fellow enthusiasts in celebrating the artistry and history of classic vehicles through exclusive events, local car club gatherings, and engaging online contests.

These features and benefits make American Collectors Insurance a popular choice for those looking to protect their valuable collections. However, it's always important to research and compare to find the best fit for individual needs.

American Collectors Pricing

American Collectors Insurance offers a variety of pricing options for classic car insurance, including:

  • Agreed Value Coverage: Pays the vehicle's full insured value (less any deductible) in the event of total loss.
  • Zero Deductible Option: Provides zero out-of-pocket cost in the event of a claim.
  • Mileage Plans: Offers plans with 2,500, 5,000, or 7,500 annual miles.
  • C.A.R.E. Plan: Reimburses for emergency towing, roadside assistance, and other expenses, with different levels of coverage (Titanium, Platinum, Gold, Silver) priced at $79.95, $34.95, $24.95, and $9.95 respectively.
  • Annual Premium: The minimum premium is $100.

For a more accurate quote, you can use their online quote tool or contact their customer service.

About americancollectors.com Payment Method?

American Collectors Insurance, found at americancollectors.com, accepts various methods of payment. You can pay with your Visa, MasterCard, or Discover credit card or debit card, and even with Apple Pay. Payments can also be made directly from your bank account. If a payment is neglected to be mailed in by the due date, there are procedures in place to address this situation. Additionally, for agents, they offer the convenience of receiving commissions via Direct Deposit. Please note that for the most accurate and up-to-date information, it's best to visit the official website or contact American Collectors Insurance directly.

American Collectors FAQs

FAQ

American Collectors Alternatives

Based on the provided sources, the top 10 alternatives to americancollectors.com for classic car insurance can be inferred from the competitors listed for hagerty.com. These include:

  1. Hemmings.com
  2. NerdWallet.com
  3. Progressive.com
  4. Fieldglass.net
  5. Trustpilot.com
  6. Barclaycardus.com
  7. MarketWatch.com
  8. ClassicCars.com
  9. FoxBusiness.com
  10. Grundy (specializing in classic cars rising in value)

These sites offer various services and comparisons for classic car insurance, although they may not all specialize in collector car insurance specifically.

FAQ

How To Open A American Collectors Account?

To open an account on americancollectors.com, follow these steps:

  1. Visit the American Collectors Insurance website.
  2. Click on First Time Portal Sign In if this is your first time accessing the portal.
  3. A sign-up popup window will appear for you to request a registration email.
  4. Fill out the form with your email and click CONFIRM.
  5. You will receive a no-reply email to create a username and password.
  6. After registration, you can start using the portal.

Remember, each step is crucial to ensure a successful account creation. Enjoy exploring the world of collectibles with American Collectors Insurance!

FAQ

About americancollectors.com Prices and Cost?

AmericanCollectors.com is a platform that offers insurance solutions for a wide variety of collectibles and collector’s items, including Agreed Value auto insurance tailored for collector vehicles, classic cars, vintage automobiles, antique trucks, and even timeless classic motorcycles. They claim to offer Affordable Rates and state that you can save up to 40% compared to Regular Auto Insurance. They also offer Tailored Coverage with Agreed Value to protect your classic car for what it’s worth. They have a “Repair Shop of Choice” claims service included. They also offer a Real Person Guarantee with live support where you can call, email, or chat with experienced Collector Insurance Specialists. They also provide tools to check eligibility for Collectors Insurance and online valuation tools to help estimate your collector car’s current value. They also have a tool that allows users to find an accurate classic car value online by comparing classic and collector car valuation data from both online and offline sources. The classic car valuation prices are based on the specific vehicle year, make, model, vehicle trim and included factory options of a classic or collector car. However, the exact prices and costs are not explicitly mentioned on the website.

FAQ

About americancollectors.com Popular Products and Services?

American Collectors Insurance offers a variety of insurance products and services. Their offerings are primarily focused on collectibles and collector's items. They provide Agreed Value auto insurance tailored for collector vehicles, classic cars, vintage automobiles, antique trucks, and even timeless classic motorcycles. Their insurance products include Classic & Collector Cars, Custom Cars & Hotrods, Exotic & Collector Imports, Collector Trucks & SUVs, Classic Motorcycles, and Popular Collectibles. They also offer Premium Protection and Personalized Service for any collector. They have a reputation for in-depth knowledge of collector cars and other collectibles, offering broad coverage, agreed value, inflation guard protection, and unmatched personal service. They also offer resources like Online Valuation Tools to help estimate your collector car’s current value. They are known for their exceptional customer service and have been highly rated by their customers.

FAQ

What is American Collectors Insurance?

American Collectors Insurance is a company that specializes in providing insurance coverage for car and other vehicle collections. They have been a leading name in classic car insurance since 1976. They offer personalized coverage and flexible mileage options to suit collector vehicle's needs. In the event of a covered total loss, their Agreed Value coverage will cover the full value of your car. They also offer spare parts coverage. Their services are highly rated by their customers for exceptional customer support and fast service. They also provide online tools to help estimate your collector car's current value. They are located at 951 Haddonfield Rd Ste 2A, Cherry Hill, NJ, 08002. Their working hours are from Monday to Friday 08:30 - 19:00, and Saturday 09:00 - 17:00. You can reach them at (800) 360-2277. They also have an online portal where you can manage your policy, make payments, get ID cards, and file a claim.

FAQ

How do I contact American Collectors?

You can contact American Collectors Insurance through various methods. You can reach them via email at the following addresses based on your needs: - Customer Service: info@americancollectors.com - Photos: photos@americancollectors.com - HR: careers@americancollectors.com - Marketing Department: marketing@americancollectors.com

You can also reach them by phone during the week and Saturdays. The Customer Service & Claims Phone number is (800) 360-2277 and the fax number is (856) 779-7289. Their hours are Monday to Friday from 8:00 a.m. to 8:00 p.m. EST and Saturday from 8:00 a.m. to 5:00 p.m. EST.

If you prefer to send a mail or visit them in person, you can do so at the following addresses: - Regular Mail: P.O. Box 8343 Cherry Hill, NJ 08002-0343 - Corporate Office: 951 Haddonfield Road, Suite 2A Cherry Hill, NJ 08002. Their office hours are Monday to Friday from 8:00 a.m. to 5:00 p.m. EST.

You can also log in to your online account to view your policy, make changes, and get insurance help. If you need to report a claim, you can fill out a few necessary details and submit a claim online.

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